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Frequently Asked Questions

We look forward to serving our customers and to providing up-to-date information to the investment community.  In that light, we provide the following answers to frequently asked questions (FAQs).

Where is BNCCORP's Stock traded?
 

BNCCORP's common stock is traded on the PINK SHEETS OTC Market.

What is the stock symbol and cusip number for BNCCORP's common stock?
  BNCCORP's stock symbol is BNCC and the cusip number is 055936 10 8.
How does someone buy BNCCORP Stock?
  BNCCORP stock can be bought or sold through a stock broker, bank, or generally through a financial institution that provides brokerage services.
Who is BNCCORP's transfer agent and registrar?
  American Stock Transfer & Trust Co., 59 Maiden Lane, Plaza Level, New York, NY 10038 (800-937-5449).
How can I obtain information on BNCCORP's latest results?
  Our quarterly earnings releases may be obtained from this web site. 
What are some examples of "community banking?"
  Community banking, in our view, consists of giving the customer personalized service versus institutionalized service.  It involves assisting small and medium-sized businesses with complete financial consultation and advisory services in addition to providing them with traditional banking services.  The same holds true for individuals-we provide a broad range of products and services that will assist them in achieving their financial goals.
What are BNCCORP's competitive advantages?
  We have a highly competent staff with forward-thinking management.  Decision-makers are within earshot of the front-line people.  This availability feature results in prompt and efficient service to the customer.  Because of our desire to accommodate the non-traditional banking needs of the customer, both staff and management maintain and entrepreneurial attitude.
What banking trends are you seeing in BNCCORP's markets and how are you responding?
  The population in Phoenix continues to grow rapidly. We are adding locations in this market. The metropolitan market of Minneapolis and St. Paul, Minnesota, has been growing significantly. We expect to capitalize on this growth. We are seeing steady growth in the North Dakota market that we operate in and we have significant market share in these markets.
How does BNCCORP plan to compete as consolidation continues?
  As our smaller competitors merge into larger banks, BNC has more opportunity to operate in its market niche.
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